Recreational Vehicle Loans
Unleash Your Spirit of Adventure with Premium Financing Solutions
Are you yearning to feel the wind in your hair as you cruise across sparkling Wisconsin lakes? Craving the heart-pounding excitement of conquering rugged trails on your dream ATV? Imagining the perfect family memories created around a campfire next to your very own RV?
At Public Service Credit Union, we don't just finance recreational vehicles – we fuel your passion for adventure and make your outdoor dreams a reality. Our tailored financing solutions are designed specifically for outdoor enthusiasts who refuse to compromise on their lifestyle, offering you the freedom to play now and pay on your terms.
From the tranquil waters of the Wisconsin River to the scenic trails of the Northwoods, your next unforgettable adventure starts with a call to our dedicated loan specialists. Don't just dream about the perfect outdoor escape – own it, with Public Service Credit Union by your side every step of the way.
We Don't Just Finance Fun – We Amplify Your Lifestyle
Experience the Public Service Credit Union difference with recreational vehicle financing that's as adventurous as you are. Our loan packages are thoughtfully crafted to transform your outdoor aspirations into breathtaking reality, with exclusive benefits and terms you won't find anywhere else. Whether you're a weekend warrior or a seasoned outdoor enthusiast, our specialized recreational financing unlocks possibilities for:
| Titled Recreational Vehicles |
|---|
| Boats over 16 ft long |
| Motorhomes and RVs |
| Travel trailers |
| Campers with titles |
| Motorcycles |
| Untitled Recreational Vehicles |
|---|
| ATVs & UTVs |
| Snowmobiles |
| Jetskis |
| Boats under 16 ft long |
| Campers without titles |
Why Savvy Adventurers Choose Public Service Credit Union
When it comes to financing your pathway to outdoor enjoyment, ordinary loans simply won't do. Here's why discerning recreation enthusiasts across Central Wisconsin trust us with their adventure financing:
Industry-Leading Rates: Our meticulously structured loan rates are strategically calibrated based on collateral type (titled vs. untitled) and customized term options to maximize your purchasing power
Tailored Flexibility: Enjoy payment solutions as adaptable as your adventure plans, with personalized terms that respect your unique financial journey
Hometown Advantage: Our local loan specialists breathe the same Central Wisconsin air you do – we understand the regional recreation culture because we live it too
Expedited Adventure Launch: Our streamlined approval process means less time waiting for paperwork and more time making waves or conquering trails
White-Glove Member Experience: From your first inquiry to your final payment, our dedicated team provides concierge-level service that big banks simply can't match
Financing Details
Financing Available: Up to 100% of value for newer models (2015 and newer)
Loan Terms: From 24 to 84 months (some extended terms are only available for higher loan amounts)
Application Process: Apply online, by phone, or in person
Pre-Approval Option: Know your budget before you shop
Elevate Your Protection Portfolio
Guaranteed Asset Protection (GAP)
Bridge the Financial Gaps: Protect Your Finances with Confidence
Discerning adventurers know that true freedom comes not just from ownership, but from comprehensive protection. Our exclusive GAP coverage delivers unparalleled peace of mind for your recreational investment, stepping in precisely when you need it most.
Imagine the unthinkable happens – your prized watercraft is damaged beyond repair in a storm, or your beloved RV is stolen. While standard insurance typically covers only the depreciated value, you could be left with thousands in unpaid loan balance. That's where our elite GAP protection becomes invaluable, elegantly bridging the financial gap between insurance payout and your remaining loan balance. Here is an example of what you would owe without GAP;
| Amount You Owe On Your Loan | $20,000 |
| Insurance "Actual Cash Value" | $16,000 |
| Your Insurance Deductible | $500 |
| Amount Paid by Your Insurance | $15,500 |
| Remaining Loan Balance or GAP | $4,500 |
What's the cost for this valuable protection? Our GAP is just $425.00 for most types of collateral. This is a small price to pay for real peace of mind!
Exclusive Offering Notice: Our premium GAP coverage is available for select recreational vehicles in our financing portfolio. Not all recreational loans qualify for this enhanced protection. Connect with our loan team to determine if your adventure vehicle is eligible for this exceptional coverage upgrade.
GAP...For Affordable Peace of Mind**. For more information, please get in touch with Public Service Credit Union or e-mail your questions and we'll reply as soon as possible.
**This is general information only. Please refer to your actual GAP Waiver Addendum (GAP) for terms, conditions, coverage, limitations, and restrictions. GAP is not an insurance policy and does not replace or eliminate the need for vehicle insurance coverage. GAP is designed to “help” reduce the difference between your primary carrier insurance settlement and the loan balance at the date of loss. However, there are exclusions and limitations for items like delinquent payments, late charges, refundable items and financing more than the allowable Loan to Value (LTV%) limit that could leave you responsible for a loan balance after the GAP benefit is applied to your loan. You may cancel GAP during the first 60 Days and receive a full refund of any fee paid. GAP is non-refundable in most states after the first 60 Days.
