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Buying a home is an exciting milestone, but it's crucial to approach this decision with a clear understanding of your financial capabilities. At Public Service Credit Union, we're committed to helping our members make informed choices about their home purchases. Let's break down the factors that determine how much house you can realistically afford.
Read MoreAs a member of Public Service Credit Union, you know the value of financial stability. One way to potentially save money and improve your financial situation is by refinancing your mortgage. But is it the right move for you?
Read MoreBuying your first home is a thrilling milestone, but it can also feel overwhelming. With so many steps involved, it's easy to get lost in the process. That's why we've created this simple checklist to guide you through your home buying journey in Central Wisconsin. And to make things even easier, we'll show you how Public Service Credit Union can be your partner in making homeownership a reality.
Read MoreYour home is your sanctuary, a place to relax, unwind, and create memories. But sometimes, it can start to feel a little...dated. Maybe the kitchen needs a refresh, the bathroom's begging for a spa-like makeover, or that unfinished basement is mocking your unused potential.
Read MoreHomeownership comes with the joy of making your space your own. But when those dreams involve renovations, navigating the world of contractors and financing can feel overwhelming. Worry not! This post will guide you through finding the perfect contractor and unlocking the ease of a second mortgage or home equity loan at Public Service Credit Union.
Read MoreWhen it comes to buying a home, choosing the right type of mortgage can significantly impact your finances both now and in the future. Two common types of mortgages are fixed-rate mortgages and balloon mortgages. Each has its benefits and potential drawbacks, and the best choice depends on your individual financial situation, future plans, and risk tolerance. Here, we explore the differences between these two mortgage types and delve into why a balloon mortgage with Public Service Credit Union might be a surprisingly good fit for some borrowers.
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