Posts in Mortgages
Your Homeownership Journey Starts Here

Buying your first home is a thrilling milestone, but it can also feel overwhelming. With so many steps involved, it's easy to get lost in the process. That's why we've created this simple checklist to guide you through your home buying journey in Central Wisconsin. And to make things even easier, we'll show you how Public Service Credit Union can be your partner in making homeownership a reality.

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MortgagesKyle Turner
Understanding Your Mortgage Options: Fixed vs. Balloon Mortgages with PSCU

When it comes to buying a home, choosing the right type of mortgage can significantly impact your finances both now and in the future. Two common types of mortgages are fixed-rate mortgages and balloon mortgages. Each has its benefits and potential drawbacks, and the best choice depends on your individual financial situation, future plans, and risk tolerance. Here, we explore the differences between these two mortgage types and delve into why a balloon mortgage with Public Service Credit Union might be a surprisingly good fit for some borrowers.

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MortgagesKyle Turner
Unlocking Your Home’s Potential: The Advantages of a Second Mortgage for Home Improvements

In the realm of homeownership, maintaining or increasing the value of your property is a smart long-term strategy. Whether you're looking to update your kitchen, expand your living space, or tackle necessary repairs, financing these improvements is a crucial consideration. For many homeowners, the dilemma often lies in how to fund these projects without forfeiting the benefits of their existing low-interest mortgage. This is where the strategic advantage of taking out a second mortgage comes into play, especially when partnering with an institution known for lower closing costs and personalized service, like Public Service Credit Union (PSCU).

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Loans, MortgagesKyle Turner