Kwik Cash Line of Credit
Financial Flexibility When You Need It Most
Need extra funds for unexpected expenses? Our Kwik Cash Line of Credit gives you instant access to money when life happens. Just like a credit card, you can borrow up to your approved limit and repay on your schedule.
How Kwik Cash Works
Access Up to $5,000: Borrow what you need, when you need it
Revolving Credit: As you repay, your available credit is replenished
No Minimum Payment: When your balance is zero, there's no payment required
Convenient Management: Access your line through online and mobile banking
Why Choose Kwik Cash?
Perfect Overdraft Protection
Attach your Kwik Cash to your Surge checking account to prevent overdrafts. There's no fee to transfer money from Kwik Cash to cover transactions—you'll just pay the regular interest rate on the advance instead of expensive overdraft fees.
Immediate Access
Get approved once and access funds whenever you need them without reapplying.
Financial Safety Net
Have peace of mind knowing emergency funds are available without the high interest rates of payday loans or credit cards.
Flexible Repayment
Make minimum payments or pay off your balance in full—you choose what works for your budget.
Simple Application
Apply online in minutes or visit our branch at 1700 Sherman St, Wausau.
Key Benefits
No Collateral Required: Unsecured loan based on your creditworthiness
Smart Overdraft Protection: No transfer fees when covering checking transactions
Competitive Rates: Lower interest rates than most credit cards or overdraft fees
Transparent Terms: No hidden fees or complicated structures
Local Support: Backed by our trusted member service team
Real-Life Uses for Kwik Cash
Cover unexpected medical expenses
Handle emergency home or car repairs
Bridge the gap between paychecks
Protect against checking account overdrafts
Consolidate higher-interest debt
Fund last-minute opportunities
Important Information
Membership eligibility and credit approval apply
Members with an active Signature Loan are ineligible
