Holiday Helper Loan

Make Your Season Brighter

The holiday season should be filled with joy, not financial stress. Our Holiday Helper Loan is designed to give you quick access to the funds you need, with a straightforward application process and manageable repayment terms that won't stretch your budget too thin after the holidays.

A Smarter Way to Fund Your Holiday

Whether you're shopping for gifts, planning a special celebration, or traveling to see loved ones, our Holiday Helper Loan provides the flexibility you need. Choose between $500 or $1,000 to match your holiday budget, with affordable monthly payments that fit your financial plan. With a competitive 10.99% APR* and an 11-month term, you can start the new year with confidence.

Simple Process, Quick Results

We've simplified everything to get you the funds you need without the usual hassle:

• No credit check required

• No employment verification needed

• No application fee

• Same-day approval possible

• Straightforward eligibility requirements

Choose Your Perfect Amount

Quick Approval Process

Getting started is easy. Simply visit Public Service Credit Union or apply online. With no credit check or employment verification required, you can receive approval quickly and start making your holiday plans today.

Peace of Mind Included

When you choose a Holiday Helper Loan, you're choosing a transparent, straightforward financial solution from a credit union that puts its members first. You'll know exactly what you're paying each month, with no hidden fees or surprises.

Terms and Conditions

This Limited Time Offer is only available November 1st through December 31st. Annual Percentage Rate (APR) is 10.99%. Minimum payment required for $500 loan is $47.99 monthly. Minimum payment required for $1,000 loan is $95.98 monthly. Terms and conditions apply. To be eligible for this loan product, you must be a member of Public Service Credit Union at least 18 years old and have caused no previous losses with the Credit Union. Loan payments must be made on time to maintain eligibility for future unsecured loans without additional verification requirements. Membership requires a minimum balance of $25 in a Public Service Credit Union Shares Account. Insured by NCUA.