Make Your Holiday Dreams Affordable with Smart Financing
The holiday season brings joy, celebration, and time with loved ones. But creating those special moments sometimes requires a little extra help with the budget. At Public Service Credit Union, we understand that holiday expenses can sneak up on even the best planners, which is why we've created a simple solution to help you celebrate without financial stress.
A Simple Solution with Minimal Costs
When holiday costs start adding up, a small, manageable loan can make all the difference. Our Holiday Helper Loan puts celebration within reach with surprisingly affordable monthly payments:
Borrow $500 and pay just $47.99 monthly
Borrow $1,000 and pay just $95.98 monthly
Here's the best part: With our straightforward 11-month term, you'll pay minimal interest. On a $500 loan, the total interest is only $28 over the full term. For a $1,000 loan, it's just $55.50. And if you pay it off early? You'll pay even less! That's less than your monthly coffee budget to make the entire holiday season special.
Why Members Love Our Holiday Helper Loan
Truly Affordable: Small monthly payments that won't strain your budget
Minimal Interest: Total interest charges that amount to less than a dinner out
Quick and Simple: Same-day approval possible with minimal paperwork
No Hassle: No credit check or employment verification required
Transparent Terms: No application fees or hidden charges
Short Term: Pay it off in just 11 months - well before next holiday season!
Put It Into Perspective
Think about it: For less than $50 a month, you could have $500 to:
Buy gifts for the whole family
Travel to see loved ones
Host a memorable holiday gathering
Create the celebration you envision
Or for less than $96 a month, access $1,000 to make this holiday season truly special. With such minimal interest charges, it's a smart way to spread out your holiday expenses without breaking the bank.
“With our straightforward 11-month term, you’ll pay minimal interest. On a $500 loan, the total interest is only $28 over the full term. For a $1,000 loan, it’s just $55.50. And if you pay it off early? You’ll pay even less!”
Smart Holiday Borrowing Tips
Choose What Works: Pick the payment that fits your monthly budget - $47.99 or $95.98
Plan Ahead: Apply between November 1st and December 31st
Shop Smart: Create a holiday spending plan to make the most of your funds
Stay on Track: Easy monthly payments help you start the new year right
Save Even More: Pay extra when you can to reduce your interest charges
Getting Started is Easy
Don't let budget constraints limit your holiday joy. Visit our branch at 1700 Sherman St in Wausau or apply online for a Holiday Helper Loan. As your community credit union, we've made the process simple and straightforward - many members receive same-day approval!
Quick Note: To qualify, you just need to be a Public Service Credit Union member (which only requires a $25 minimum balance), be at least 18 years old, and not previously caused a loss to the credit union.
Ready to make this holiday season memorable? Contact us at (715) 842-9865 to learn how these small, manageable payments can help create big holiday moments.
Start planning your perfect holiday celebration today - with payments that feel as comfortable as your favorite holiday sweater and total interest charges that cost less than a night out!