Beyond the Basic Share Account: Exploring PSCU's Premium Savings Options

While your regular share account is a great foundation for your savings journey, Public Service Credit Union offers several premium options to help your money work harder for you. Let's explore these advanced savings solutions that can help you reach your financial goals faster.

Powerhouse Money Market: Maximize Your Earning Potential

Looking for a way to earn more on your larger deposits while maintaining access to your funds? Our Powerhouse Money Market account delivers competitive tiered rates that reward you for higher balances. Here's what makes this account special:

  • Start earning premium dividends with just a $10,000 opening deposit - as your balance grows, your earning potential increases automatically

  • Enjoy easy access to your funds while earning higher dividend rates than traditional savings accounts

  • Benefit from monthly dividend compounding, helping your savings grow faster through earned dividends

  • Maintain flexibility with your money while earning competitive returns

Holiday Club Account: Strategic Saving Made Simple

Want to take the stress out of holiday expenses? Our Holiday Club account helps you save steadily throughout the year with these features:

  • Earn a higher dividend rate compared to regular share accounts, helping your holiday fund grow faster

  • Enjoy automatic transfer of funds to your main account on October 1st, just in time for holiday shopping

  • Start with just a $25 minimum opening deposit

  • Build your celebration fund steadily and strategically throughout the year

“Public Service Credit Union offers several premium options to help your money work harder for you”

Share Certificates: Lock In Your Earnings

For those looking to earn our highest dividend rates on savings you won't need immediate access to, our share certificates offer:

  • Terms ranging from 6 months to 5 years, allowing you to choose the timeline that works best for you

  • Special promotional certificates with premium rates (currently featuring a 15-month certificate)

  • A secure, federally insured savings option

  • Higher dividend rates compared to regular savings accounts

  • Special youth certificate options for members under 18, helping young savers earn more

Which Premium Option Is Right for You?

Consider these factors when choosing your premium savings option:

  • Time horizon: How long can you commit to leaving your money in the account?

  • Access needs: How frequently might you need to withdraw funds?

  • Starting amount: How much can you initially deposit?

  • Savings goals: What are you saving for, and when will you need the money?

Getting Started

Ready to upgrade your savings strategy? Our member service team is here to help you choose the right premium savings option for your goals. Visit our Sherman Street branch in Wausau, call us at (715) 842-9865, or email info@publicservicecu.org to learn more about opening your premium savings account.

Remember, all rates are subject to change - visit publicservicecu.org/rates for our current rates and terms.

Federally insured by NCUA.

SavingsKyle Turner